1. Our terms
1.1. Parties. In these terms reference to “we/our/us” are references to KLNI Ltd. Reference to "you/your" are references to our clients.
1.2. Our status. We are a Northern Ireland registered limited company and are part of an international group with overseas branches, all trading as Keystone Law.
1.3. Entire terms. These terms (and any conditional fee agreement) are the only terms between us. Save as explained below, they will not change unless we replace them in their entirety.
1.4. Invalidity. If any term is invalid, then it shall be deemed changed just in so far as necessary to make the term valid. Where that is not possible, then the invalid term shall be deleted. No change or deletion shall affect any other term.
2. Our Charges
2.1. Fees. The way we charge for our services is set out in our engagement letter and may be varied by us in writing. We may offer a fixed or a capped fee. If so, we will set out the scope of work we will deliver at that price. A fixed or capped fee will be based on assumptions and conditions. Where these do not hold true, for work outside the agreed scope and for all work not subject to a fixed or a capped fee we charge for the time we spend working for you at our hourly rate. We record the time spent on your work to the nearest minute. We may change our hourly rates by giving one month's written notice.
2.2. Estimates. Any estimates we provide are based on conditions and assumptions and our understanding of the work we are to undertake. An estimate is not a cap and we may exceed our estimates.
2.3. Support services. Our Rate Card sets out our charges for support services. We update our Rate Card annually. The up-to-date Rate Card is available on request.
2.4. Disbursements. In connection with your matter we may incur third party costs in your name (a ‘disbursement’). If so, we charge these to you at cost. Examples of disbursements include court fees, search fees, and charges for counsel, expert witnesses, accommodation and travel. We may also incur costs in our name. If so we will not charge these to you at cost, though in some cases we will make a linked charge for our related services.
We will not incur an individual expense over £300 without your approval.
2.5. VAT. We quote prices exclusive of VAT. We add VAT to our invoices as applicable.
3. Costs on account
We may need to ask you for a payment on account of costs, expenses and VAT. If so, we will send you a costs on account statement requesting payment of an appropriate sum into our client account. From time to time, we may ask for a top-up payment. At the end of our engagement, we will return any balance to you. If we ask for costs on account, we are not obliged to do any work until they are received. Unless we specifically say so, we do not cap our fees at the level of the costs on account we request.
4.1. Invoices. We will invoice you for our services monthly (or at other appropriate times). Our invoice will state the work done, any expenses and the fees due. Expenses-only invoices are payable on receipt, regardless of the payment terms we agree. We can only address an invoice to you, even if someone else is to pay it.
4.2. How to pay. You should pay us by bank transfer.
4.3. No cash. We do not accept or make cash payments.
4.4. Currency conversion. If you pay us in another currency (not the currency in which payment was requested), we will convert the payment at HSBC’s standard exchange rates and deduct any charges we incur in receiving such funds. You remain liable for any shortfall after conversion and deductions.
4.5. Interest and costs. We will charge you interest at 4% above HSBC’s base rate on all overdue amounts. We trust not, but if we ever need to incur costs in recovering unpaid amounts, you agree to pay our costs in full.
4.6. Payment from money we hold. If we hold any money for you, we may use it to settle anything you owe us even if you tell us not to do so.
4.7. Retention. Until all payments due to us have been made, we may keep your property and documents. We may also keep your funds up to the amount owed to us plus (if the funds in client account are in a different currency from our invoice) an extra 25% of the amount owed to us, in case the exchange rate moves against us.
4.8. Each client is liable. When two or more clients together engage us, each client is jointly and separately liable to pay the full amount of our fees, expenses and VAT.
5. Client Account
5.1. Payments in. We may offer to hold funds on your behalf in our client account as part of our acting for you. If so, we will give you our sort code, account number and a reference number which you must quote with your payment. Sending money without our reference may delay our receipt of your payment. Before sending us funds, you should reconfirm our bank details by telephoning the number on our website and speaking either with the solicitor who is handling your matter or our cashiers team. We will not change our bank details. If you receive any correspondence suggesting that our details have changed or raising any concerns in this respect, you should take no action save contacting the solicitor advising you.
5.2. Payments out. Money will only be paid from our client account with your instructions, except to pay our fees and expenses or following a court order. We may require you to verify the destination account details before making a payment.
5.3. Interest. We pay interest on funds held in our client account as per our client account interest policy (available on request).
5.4. Bank default. Money paid into our client account is held at our bank on trust for you. If our bank becomes insolvent or does not carry out our instructions, we are not liable for any loss or damage caused to you. All UK regulated Accounts in Banks or Building Societies are covered by the Government backed Financial Services Compensation Scheme (FSCS). The level of protection under FSCS is currently £75,000.00 per person per financial institution. We deposit client funds with Bank of Ireland (UK) PLC which is regulated by the Financial Conduct Authority and is a participant in the FSCS. If you require any further information about this scheme please contact FSCS.
6.1. Our liability. We are only liable for the losses we cause directly. We are not liable for your loss of profit or other indirect loss. We are not liable for matters outside our control.
6.2. Liability of others. Where you or others contribute to your loss, then we will be liable only for a fair proportion of your loss, taking into account your or such other’s actions.
6.3. £3 million cap. Our total liability to you is limited to £3,000,000. This limit applies to all claims against us related in any way with our work for you connected to this engagement letter. Where we work for more than one client on a matter, this £3,000,000 limit applies to our total liability to all of them.
6.4. No liability to anyone but you. The services we provide are only for you. Nobody else can rely on our advice (or see a copy) for any purpose, without our written permission. We owe no duties to anyone but you.
6.5. No one is liable except us. If a claim arises, connected to our work, you can only claim against us, not against any of the following (even if they have been negligent): our shareholders, members, partners, directors, employees, consultants, barristers, solicitors, agents or overseas branches. If anyone signs a document in his own name, that does not mean the signatory accepts any personal legal liability. Each person mentioned in this paragraph can enforce it under the Contracts (Rights of Third Parties) Act 1999.
6.6. Earlier statements. We make this agreement on the basis that you have not relied on any statement or promise from us or from any of our staff, consultants or officers. If that is wrong, please write to us straight away to say so.
6.7. Liability that cannot be limited. This clause does not limit any liability that cannot legally be limited, such as for fraud on our part, or for death or personal injury caused by negligence.
6.8. We shall not be liable to you for any indirect consequential loss or for loss arising out of any action necessary for us to comply with the Money Laundering Regulations 2007 (as may be amended from time to time).
7. Our legal advice
7.1. Jurisdiction. We are authorised to practise law in Northern Ireland. We also practise in England and Wales as a foreign registered law firm. Our overseas branches are authorised to practise law in England and Wales, the Isle of Man and Australia. Neither we nor our overseas branches practise in any other jurisdiction, though we do advise on EU law. Any advice we or they may give you in relation to other jurisdictions is commercial advice only; it is not legal advice and you must not rely on it as such. If you require legal advice you must tell us in writing. We will then introduce you to a law firm authorised in the relevant jurisdiction.
7.2. Relevant information. You must ensure you tell the lawyers working on this matter everything they need to know in order to work for you as soon as you realise they need to know it. This includes anything you have told us in the past if we worked for you before. You must always be truthful with us.
7.3. Changes in law and your situation. We will advise you according to your situation as you explain it to us and the law in force when we give our advice. We will not update our advice once we have delivered it to you unless you ask us to do so in writing. If you believe your situation may change after we give our advice, you should tell us how in writing and ask us to factor this in to our advice. Changes in the law and to your situation can be especially relevant to any tax you are required to pay.
8. Work done by others
8.1. Engaging others. Where we believe it is in your interests we will introduce you to others to work for you. You must decide whether you wish to engage them. If you do, you will engage them directly or through us as your agent. You alone shall be responsible for their fees.
8.2. Reliance. We will rely on the work and advice prepared by you and your other advisers (including those you may engage through us).
8.3. Responsibility. We are not responsible for any action, omission, error or deficiency of anyone you engage whether directly or through us.
9. Recruiting our staff
9.1. Introduction fee. You must pay us an introduction fee if, from now until 12 months after this agreement ends, you contract (directly or indirectly) with any of our staff, other than through us or our overseas branches without our written consent.
9.2. Calculating the fee. The introduction fee for a staff member is 25% of everything you pay or agree to pay (directly or indirectly) in connection with the services that person delivers for you in the 12 months starting the day that person starts providing those services.
9.3. Existing clients. We will waive the fee at the request of the staff member, if he or she introduced you to us in the first place.
10. Use of information
10.1. Source of information. We may receive information about you and other individuals directly from you, from third parties connected with your matter and from third party unconnected providers.
10.2. Confidential information. We safeguard all the confidential information you disclose to us. We may share your information with our overseas branches. We will also share your information with others where you allow it, where required by law or regulation, where required by our insurers or where we think it allows us to give you a better service.
10.3. Multiple clients. When two or more clients together engage us, each client authorises the sharing with the other(s) of any information it provides.
10.5. If you are a data controller or data processor. If you are a data controller or data processor for others, and you provide to us personal data relating to others, then you confirm to us that you have a lawful basis for doing so under data protection law and where that basis is consent, then you confirm you have secured the consent of the data subject to our using their data as part of our acting for you.
10.6. Special category data. During the course of providing our services to you, we may need to use special category data. Your acceptance of these terms is your explicit consent to our processing any special category personal data as part of your instructions to us. Special category data is personal data revealing racial or ethnic origin, political opinions, religious or philosophical beliefs, or trade union membership and the processing of genetic data, biometric data for the purpose of uniquely identifying a natural person, data concerning health or data concerning a natural person’s sex life or sexual orientation.
10.7. Data controller. When we use personal data about you or others in connection with providing our services to you, we do so as data controller. Our contact details are set out on page 1 of our engagement letter and communications relating to data protection should be addressed to firstname.lastname@example.org marked for the attention of the Privacy Manager.
10.9. Lawful basis of processing. Before accepting your instructions, we may need to carry out certain checks (e.g. anti-money laundering and conflict checks). If so, we process your personal data to comply with our legal obligations. When we are providing our advice to you, we process your personal data to provide legal services to you and to comply with our contractual obligation to provide such services. We will also process personal data where it is in our legitimate interests to do so (for example, as part of the administration of our business and keeping our systems secure).
10.10. Categories of personal data obtained. The core categories of personal data which we use to provide our legal services to you are: name, email address and other contact details; correspondence with us; bank account details and/or other billing details; and copies of your passport, driving licence, birth certificate, national identity card, utility bills and/or other identifying information required to be provided to us for anti-money laundering purposes.
10.11. Sharing your personal data. If we share your personal data we will require the recipient to safeguard it. We may share your personal data with our insurers, our regulators, our professional advisors, our colleagues and our overseas branches. In order to provide you (or your organisation) with our services, we may provide personal data to the courts, to lawyers advising other parties in your matter, or to other professionals (such as overseas law firms, patent agents, forensic accountants, experts or barristers). We will not otherwise share your personal information with any third party except where permitted by data protection law.
10.12. International transfers. We may hold copies of your personal data and other data on computers outside the European Economic Area (EEA). Sometimes we will share personal data with third parties outside the EEA. If we do this, we will comply with the rules in the General Data Protection Regulation.
10.13. Data retention. We store some files digitally and others in hard copy. In each case we may use third parties to store your files. We keep files for six to eight years, or longer if required by law. This is explained in more detail in Information Retention Policy. You can request a copy of this any time.
10.14. Destruction and retrieval. We will destroy your files at the end of their storage period, or earlier with your and our consent. Please write and tell us if you object to this. We will charge you if you want us to retrieve your files after we have completed our work.
10.15. Your rights. If the General Data Protection Regulation applies to you, you have the following rights: the right to be informed; the right of access; the right to rectification; the right to erasure; the right to restrict processing; the right to data portability, the right to object and certain rights in relation to automated decision making and profiling. Where our lawful basis for processing your personal data is consent, you have the right to withdraw consent. You can find out more about your rights on the Information Commissioner's Office (ICO) website at www.ico.org.uk.
10.16. Supervision (personal data). If you have any questions or concerns, or if you want to exercise your legal rights regarding your data then you should email us at email@example.com (marking your email for the attention of the Data Manager). We would ask you to use that address as well should you have a complaint. We are supervised by the ICO and if you prefer you can make a complaint to them at any time.
10.17. Failure to provide personal data. We may find it hard to advise you if you do not provide us with information we request (which may include personal data).
11. Insurance and regulation
11.1. Insurance. We maintain professional indemnity insurance via the Master Policy for solicitors arranged by the Law Society of Northern Ireland in accordance with the Solicitors Indemnity Insurance Regulations 2014. Please ask if you would like a summary of this insurance.
11.2. Legal services. We are a law firm authorised and regulated by the Law Society of Northern Ireland (www.lawsoc-ni.org).
11.3. Supervision (other matters). The Law Society of Northern Ireland is a designated professional body for the purposes of the Financial Services and Markets Act 2000, and has responsibility for regulation of and complaints handling regarding the provision of legal services. (In relation to supervision for our processing of personal data, see clause 10. above.)
11.4. Investment services. We may sometimes undertake investment-related activities on your behalf in the United Kingdom and elsewhere which are regulated under the U.K. Financial Services and Markets Act 2000. When we do so, we are not authorised by the Financial Conduct Authority under this act. Instead, we are authorised and regulated by the Law Society of Northern Ireland as an “exempt professional firm” accordingly, we can provide a limited range of investment services if any of the following is true:
a.) they are an incidental part of the professional services we have been engaged to provide,
b.) they can reasonably be regarded as a necessary part of our professional services
c.) we are otherwise permitted to provide them under that Act.
11.5. Insurance mediation services. We are not authorised by the Financial Conduct Authority. However, we are included on their register to carry on insurance mediation activity, which is broadly the advising on, selling and administration of insurance contracts. This is part of our business, including arrangements for complaints or redress if something goes wrong, as regulated by the Law Society of Northern Ireland. The register can be accessed via the Financial Conduct Authority website at www.fac.org.uk/register
11.6. No investment advice. We do not give advice on the merits of investment transactions or act as a broker or an arranger of investment transactions. No communication from this firm should be interpreted as an invitation or inducement to engage in any investment transaction or other investment activity. We are not entitled to communicate invitations or inducements to engage in investment activity on your behalf.
11.7. Undertakings. By engaging us to work for you, you irrevocably authorise us to:
a.) give any undertaking that is a normal part of our work for you and to
b.) take the necessary action to fulfil our undertaking.
If a proposed undertaking is particularly important or not a normal part of our work then we may refuse to give it until you give us express written authority in our usual format.
12. Proof of identity
12.1. Proof of your identity. Before we can start work, we must have documentary proof of your identity and, where relevant, that of your beneficial owner(s). This information may be renewed every three years. We may verify your identity by:
a.) searching a third-party database. This may leave a footprint on your credit file, but it will not affect your credit rating.
b.) asking you for original documents or for copies certified by another solicitor or by a regulated professional.
12.2. Proof of others’ identity. We will rely on you to check that others involved in a transaction are who they claim to be. Or, if you ask us in writing, we will be happy to check this for you
12.3. Storing identity documents. We will keep copies of all documents provided to us as proof of identity for between five and eight years after we finish working for you on any matter. After that, if you ask us in writing, we will destroy them.
12.4. Reporting. We are professionally and legally obliged to keep your affairs confidential. However, we may be required by law to make a disclosure to the National Crime Agency where we know or suspect a transaction may involve money laundering or terrorist financing. If we are required to make a disclosure in relation to your matter, we may need to stop work and may not be able to tell you that a disclosure has been made.
13.1. If you are not happy with our service, then you should let us know. We will try to resolve your concerns. If you continue to have concerns you should request a copy of our Complaints Policy and make a formal complaint. If for any reason we are unable to resolve the problem between us then you may be able to complain to the Law Society of Northern Ireland (further information can be found at www.lawsoc-ni.org).
13.2. Fees. If you are unhappy about our fees at any point, then, in addition to the remedies set out in our complaints policy, you may apply to court for an assessment of an invoice under relevant taxation regulations (again further information can be found at www.lawsoc-ni.org). There are strict time limits that apply to court assessments and you may wish to seek independent legal advice.
14.1. Communicating with us. You agree to communicate with us by email. That includes getting our invoices by email. (Our complaints policy makes an exception.) We may assume emails sent from your email account(s) are from you and are received as you sent them. You must notify us without delay of any unauthorised use of your email accounts(s).
14.2. Accepting service. Unless expressly agreed in writing, we do not accept service of documents by email.
14.3. Authority. It is your responsibility to tell us any limits on the authority of those who tell us what to do for you. We may accept instructions from anyone we reasonably believe you have authorised.
15. Termination and suspension
15.1. Your rights. You may end this agreement at any time by writing to us. You will still have to pay for any work done before we receive your notice of termination.
15.2. Our rights. We may suspend or end our services at any time if we have good reason. If so, we will write to you and explain why and from when we will no longer work for you. Examples of a good reason to end our services would be if:
a.) you have not done as agreed in this letter and terms.
b.) you have not paid an invoice when due.
c.) you have not given us adequate instructions.
d.) you and we no longer have trust and confidence in each other.
e.) our work for you conflicts with our regulatory duties.
15.3. If we end or suspend our services we may:
a.) invoice all our work in progress and expenses which shall be payable immediately.
b.) suspend or end any other work for you or anyone you control.
16. Law and claims
16.1. Governing law. The laws of Northern Ireland govern this agreement and any dispute or claim arising out of it or in connection with it. Any dispute or claim (including non-contractual disputes or claims) regarding its subject matter or formation shall also be governed by and construed in accordance with the laws of Northern Ireland.
16.2. Jurisdiction. The parties irrevocably agree that the courts of Northern Ireland have exclusive jurisdiction to settle any dispute or claim that arises out of or in connection with this agreement or its subject matter or formation (including non-contractual disputes or claims).